Yesterday, on Halloween, we got a treat instead
of a trick: Our offer was accepted on a cute little 3 bed, 2 bath modular ranch in Brooktondale, NY.


We are purchasing the home for $89,000 from Fannie Mae as a foreclosure. We are also working extra money into the SONYMA mortgage as a renovation loan to repair water damage from a water softener accident and reshingling the roof.

Depending on our closing costs and what deals we can get, we may also our personal non-loan money to make some more asthetic and comfort based improvements like upgrading light fixtures and buying a few small pieces of furniture.

Come spring we'll probably be chopping down the 2 huge pine trees because they are already rubbing against the house and garage, and tear out those ugly little bushes that block the front windows for something a little more attractive, like ornamental grasses. Aaron's step-dad has a connection that lets him get alot of landscaping plants cheap or for free, and we'll probably be borrowing his landscaping equipment quite a bit!

Current Place in the Process:
- The offer was verbally accepted and the paper versions were Fedex yesterday afternoon.
- We have an appt with the plumber to give us an estimate on the repairs for Friday
- We have calls in to a roofer, Lowe's carpet installation, and a water softener seller to get appts with them, hopefully for Friday, so we can get estimates from them as well.